The UK appears to be coming out of recession. Chastened by the experience of carrying too much unserviceable debt, consumers are reducing their household expenditure, and those in employment have more disposable income.

Protection advice therefore remains as important as ever, and the industry has a golden opportunity to promote and deliver more insurance solutions to address protection needs. Opportunity knocks for the protection sector.

Our latest report into the UK motor insurance market looks at the latest trends and reflects on what effect these may have in the coming years. The report also includes analysis on our recent consumer research.

This is the seventh Defaqto Self Invested Personal Pension (SIPP) Report in what is the 21st year of SIPPs. Much has happened over that period, with many trying to jump on the SIPP bandwagon but the question has to be asked whether or not SIPPs have reached maturity?

This report examines a number of areas including:

• An overview of the self invested pension and the type of advisers recommending SIPPs
• The effect of the change in high rate tax relief and the FSA Thematic Review in 2008
• Providers in the market and what products advisers are recommending and their thoughts on their future business
• The make up of products, their structure, costs and trend of fees charged
• The investment of a SIPP and the recommendation of investment types by advisers and their approach to portfolio construction
• Which providers are receiving the most recommendations from advisers
• The results of our 2010 SIPP survey of 140 advisers
• The due diligence techniques that an adviser should employ when selecting a provider.

With the tenuous state of the economy, consumers continuing to tighten their belts, rising unemployment and the lower foreign exchange value of the Pound overseas, travel has declined and so too has the demand for travel insurance policies.

Defaqto's latest report into the travel insurance market 'Turbulence for the forseeeable future'reviews the impact of recent events such as the ash cloud problems and looks at opportunities that lie ahead.

Consumers with an A1 credit rating are the only ones reaping the benefits of lending products in an economic market that has been starved of funding, according to Defaqto's second banking report 'A lack of funding'.

With more mergers in the building society sector and providers in general scaling back their lending activities, the report explores the emergence of new providers in the banking sector, the challenges facing building societies, the likely impact of The Mortgage Market Review, the drive to increase the number of packaged current accounts and the future of the housing market and continued struggle for first time buyers.

Defaqto’s second report into Commercial SME Insurance 'The future is online' looks at the the impact the internet is having on the market and the challenges facing the intermediary sector. in aprticular the increasing availabilty to purchase products online.

The report also looks at why smaller providers are taking market share from the bigger players and the effect of the economic recovery on the SME market and the problems that still lie ahead.

With assets under adminsitration reaching £100bn for the first time and activity to the FSA's RDR mounting, Defaqto's latest Platform Report "The final countdown" constitutes a unique and comprehensive review of the platform market in the UK and is underpinned by research carried out with IFA platform users as well as data from Defaqto's own platform selection tool "Defaqto Engage"

With 75% of personal loan PPI distributors gone, complaints to the FOS at a record high and the FSA about to implement a new complaints process, it is fair to say the market has experienced some turbulence.Defaqto's Payment Protection Report 2010 provides a full and frank assessment of the events that got us to this point, then offers some challenges and ideas for revitalising the market.

Defaqto's 4th annual study into this market is underpinned by two seperate research studies carried out with consumers and IFAs. The research reveals consumer sentiment on savings and income issues and trust levels placed in advisers, providers and Government. IFAs identify the importance levels they attach to service and proposition factors and their satisfaction levels with service delivery and proposition disciplines, including reasons why they would consider changing provider.

The web aggregation market has existed for just over ten years now and has seen considerable change in that time. Is the market settling down? Has the considerable market spend seen in some areas had the right effect? Defaqto’s independent analysis provides insight into the market and looks to answer these questions and more.

Defaqto's consultants offer commentary and opinion on themes and issues for today's home insurance market, including the escalating price war, new product developments and the challenging balance of gaining new business and retaining existing customers.

Defaqto's latest study of the UK Motor Insurance market is available for purchase. This comprehensive review looks at the distribution of motor insurance in both the domestic and commercial markets and will help inform those involved in making product development decisions.

Defaqto's sixth annual study of the UK SIPP market is a unique and comprehensive review. The report will assist all market players, both existing and potential, with targeting key areas for future business strategy focus.

This is a new report from Defaqto, covering both the critical illness and income protection markets in detail. This report looks at the hot topics and key issues affecting the markets, including plugging the protection gap, service performance and the opportunities presented by the current economic climate. it also includes detailed analysis of the main product features in the market.

Defaqto's 10th annual Travel Report is now available and contains independent insight and opinion on the key issues and hot topics affecting the market. It will include an insight into the rapidly changing nature of consumer travel patterns and how this will affect providers as well as detailed statistical analysis of new products and features in the market.

Defaqto has published a new report, looking at the key issues facing the UK retail banking market. The report covers today's most relevant issues and hot topics, including issues in the product and provider markets, product trends and threats to the market.

This is a new, comprehensive and independent review of key issues facing the UK commercial SME (small and medium-sized enterprise) insurance market. The report not only covers today's most relevant issues including the size of the SME market, the distrbution of SME insurance, the effect and future direction of online aggregators, but also the details of the new Star Ratings for commercial insurance.

This is Defaqto’s fifth annual review of the IFA platform market in the UK and for the first time we believe that this market is about to enter a period of significant growth. Despite this optimism the winners and losers in this marketplace in the approach to the Retail Distribution Review in 2012 are by no means certain and much work is still to be done by those honing propositions for a successful future. The findings from Defaqto’s recent IFA Satisfaction Study are revealed and analysed in the report.

The 2009 Defaqto PPI Report is now available. The report includes a thorough and detailed look at the state of the PPI industry today, including an analysis of the impact of the Competition Commission findings and an outline of the future of the industry for providers and consumers alike

This report is designed to offer a comprehensive view of the market, giving an unrivaled source of information and informed opinion for those organisations who are either looking to enter the market or improve their current position. The report draws on a range of primary research including a survey among 1,000 consumers (Sept 08), an IFA satisfaction study of 500 advisers (Nov/Dec 2008) and management information derived from Defaqto's own product comparison and selection tool Aequos Engage.

Defaqto's latest Pet Insurance Report includes comment on the continued provider churn and looks at the effect this could have, not only for the pet sector, but also for existing policyholders who are required to make alternative cover arrangements. The report also looks at the impact of the current economic climate and the effect that this will have on pet insurance. To find out what else is included, please click on the 'More' link below

Defaqto's third industry wide report will arm the reader with the latest thinking and insight into the retirement savings and income market. The quality and strength of opinion carried throughout the report will provide a must-have piece of research for those planning strategies for market success in future years.