Tools: Best buys: Children's instant access accounts
£1 investment
| Provider | Product | Gross rate £1/£5/£10 | Gross AER £1/£5/£10 | Terms to be met for bonus to be paid | Does the account offer an ATM card? | Apply |
|---|---|---|---|---|---|---|
| Bath Investment & Building Society | Future Builder | 5 | 5 | na | no |  |
| Northern Rock | Little Rock Access Issue 2 | 3 | 3 | na | no | |
| Lloyds TSB | Young Savers | 2.97 | 3 | na | no | |
| Santander | 11 - 15 Account | 2.96 | 3 | na | yes | |
| Skipton Building Society | Leap Account Issue 2 | 2.75 | 2.75 | 12 month intro bonus | no | |
| Swansea | Cygnet Young Savers Account | 2.75 | 2.75 | na | no | |
| Mansfield | Young Saver (1st Issue) | 2.5 | 2.5 | na | no | |
| Holmesdale Building Society | Young Saver | 2.35 | 2.35 | na | no | |
| Stafford Railway | First Track | 2.25 | 2.25 | na | no | |
| Loughborough | Future First | 2.2 | 2.2 | na | no | |
Sorted by gross rate.
£100 investment
| Provider | Product | Gross rate £100 | Gross AER £100 | Terms to be met for bonus to be paid | Does the account offer an ATM card? | Apply |
|---|---|---|---|---|---|---|
| Bath Investment & Building Society | Future Builder | 5 | 5 | na | no | |
| Northern Rock | Little Rock Access Issue 2 | 3 | 3 | na | no | |
| Lloyds TSB | Young Savers | 2.97 | 3 | na | no | |
| Santander | 11 - 15 Account | 2.96 | 3 | na | yes | |
| Skipton Building Society | Leap Account Issue 2 | 2.75 | 2.75 | 12 month intro bonus | no | |
| Swansea | Cygnet Young Savers Account | 2.75 | 2.75 | na | no | |
| Mansfield | Young Saver (1st Issue) | 2.5 | 2.5 | na | no | |
| Holmesdale Building Society | Young Saver | 2.35 | 2.35 | na | no | |
| Stafford Railway | First Track | 2.25 | 2.25 | na | no | |
| Loughborough | Future First | 2.2 | 2.2 | na | no | |
Sorted by gross rate.
£500 investment
| Provider | Product | Gross rate £500 | Gross AER £500 | Terms to be met for bonus to be paid | Does the account offer an ATM card? | Apply |
|---|---|---|---|---|---|---|
| Northern Rock | Little Rock Access Issue 2 | 3 | 3 | na | no | |
| Lloyds TSB | Young Savers | 2.97 | 3 | na | no | |
| Santander | 11 - 15 Account | 2.96 | 3 | na | yes | |
| Skipton Building Society | Leap Account Issue 2 | 2.75 | 2.75 | 12 month intro bonus | no | |
| Swansea | Cygnet Young Savers Account | 2.75 | 2.75 | na | no | |
| Mansfield | Young Saver (1st Issue) | 2.5 | 2.5 | na | no | |
| Holmesdale Building Society | Young Saver | 2.35 | 2.35 | na | no | |
| Earl Shilton | Foundation Account | 2.25 | 2.25 | na | no | |
| Stafford Railway | First Track | 2.25 | 2.25 | na | no | |
| Loughborough | Future First | 2.2 | 2.2 | na | no | |
Sorted by gross rate.
