Tools: Best buys: Instant access accounts
£25,000
| Provider | Product | Gross rate £25,000 | Gross AER £25,000 | Terms to be met for bonus to be paid | Frequency of interest payment | Apply |
|---|---|---|---|---|---|---|
| Santander | eSaver Issue 4 | 3.1 | 3.1 | 12 months intro bonus | annually |  |
| Santander | eSaver Issue 4 Monthly | 3.06 | 3.1 | 12 months intro bonus | monthly | |
| Post Office Ltd | Online Saver Issue 4 | 3.01 | 3.01 | 12 months intro bonus | annually | |
| Allied Irish Bank (GB) Savings Direct | Easy Access Reward Account Issue 1 | 3 | 3 | 5 years intro bonus & no > 4 w/ds | annually | |
| Coventry Building Society | Family Saver | 3 | 3 | 12 months intro bonus | annually | |
| Newcastle Building Society | Newcastle Big Home Saver | 2.98 | 3 | 1 credit, no w/d in month/mortgage | monthly | |
| Post Office Ltd | Online Saver Monthly Issue 4 | 2.97 | 3.01 | 12 months intro bonus | monthly | |
| Coventry Building Society | Family Saver Monthly | 2.96 | 3 | 12 months intro bonus | monthly | |
| ING Direct | Savings Account | 2.86 | 2.9 | 12 month intro bonus | monthly | |
| Principality Building Society | e-Saver Issue 4 | 2.85 | 2.85 | 12 months intro bonus | annually | |
Sorted by decreasing gross rate.
£5,000
| Provider | Product | Gross rate £5,000 | Gross AER £5,000 | Terms to be met for bonus to be paid | Frequency of interest payment | Apply |
|---|---|---|---|---|---|---|
| Monmouthshire Building Society | Flexible Saver | 4 | 4 | 12 months intro bonus | annually | |
| Nottingham Building Society | First Home Saver | 3.25 | 3.25 | Nottingham mortgage | annually | |
| Santander | eSaver Issue 4 | 3.1 | 3.1 | 12 months intro bonus | annually | |
| Nationwide Building Society | MySave Online Plus | 3.08 | 3.12 | 12 month intro bonus | monthly | |
| Santander | eSaver Issue 4 Monthly | 3.06 | 3.1 | 12 months intro bonus | monthly | |
| Skipton Building Society | Online Bonus Saver | 3.05 | 3.05 | 12 months intro bonus | annually | |
| Post Office Ltd | Online Saver Issue 4 | 3.01 | 3.01 | 12 months intro bonus | annually | |
| Allied Irish Bank (GB) Savings Direct | Easy Access Reward Account Issue 1 | 3 | 3 | 5 years intro bonus & no > 4 w/ds | annually | |
| Coventry Building Society | Family Saver | 3 | 3 | 12 months intro bonus | annually | |
| Newcastle Building Society | Newcastle Big Home Saver | 2.98 | 3 | 1 credit, no w/d in month/mortgage | monthly | |
Sorted by decreasing gross rate.
£500
| Provider | Product | Gross rate £500 | Gross AER £500 | Terms to be met for bonus to be paid | Frequency of interest payment | Apply |
|---|---|---|---|---|---|---|
| Monmouthshire Building Society | Flexible Saver | 4 | 4 | 12 months intro bonus | annually | |
| Santander | eSaver Issue 4 | 3.1 | 3.1 | 12 months intro bonus | annually | |
| Santander | eSaver Issue 4 Monthly | 3.06 | 3.1 | 12 months intro bonus | monthly | |
| Post Office Ltd | Online Saver Issue 4 | 3.01 | 3.01 | 12 months intro bonus | annually | |
| Allied Irish Bank (GB) Savings Direct | Easy Access Reward Account Issue 1 | 3 | 3 | 5 years intro bonus & no > 4 w/ds | annually | |
| Coventry Building Society | Family Saver | 3 | 3 | 12 months intro bonus | annually | |
| Newcastle Building Society | Newcastle Big Home Saver | 2.98 | 3 | 1 credit, no w/d in month/mortgage | monthly | |
| Post Office Ltd | Online Saver Monthly Issue 4 | 2.97 | 3.01 | 12 months intro bonus | monthly | |
| Coventry Building Society | Family Saver Monthly | 2.96 | 3 | 12 months intro bonus | monthly | |
| ING Direct | Savings Account | 2.86 | 2.9 | 12 month intro bonus | monthly | |
Sorted by decreasing gross rate.
