Tools: Best buys: Variable rate mortgages
5 year purchase
| Provider | Product | Rate on which initial payments are based | Calculation applied to Early Redemption Charge | Fees payable on application or completion (based on £150k if %) | Maximum LTV for remortgage, house purchase or first time buyer | Apply |
|---|
Table list products with an initial variable term less than or equal to 5 years suitable for purchasing properties (not remortgages), and with no tie-in period after rate change. Sorted by increasing initial rate payable.
2 year purchase
| Provider | Product | Rate on which initial payments are based | Calculation applied to Early Redemption Charge | Fees payable on application or completion (based on £150k if %) | Maximum LTV for remortgage, house purchase or first time buyer | Apply |
|---|---|---|---|---|---|---|
| Market Harborough Building Society | Flex 2yr BBR + 1.98% Tracker LTV 75% Direct | 2.48 | na | 845 | 75 |  |
| Progressive Building Society | 2yr SVR + 0.24% FTB LTV 90% | 4.99 | 2/1% | 495 | 90 | |
| Ipswich Building Society | 2yr SVR + 0.10% Tracker LTV 95% SO Local Area | 5.59 | 3% | 199 | 95 | |
| Leeds Building Society | 2yr SVR + 0.20% LTV 95% | 5.89 | 3/2% | 199 | 95 | |
Table list products with an initial variable term less than or equal to 2 years suitable for purchasing properties (not remortgages), and with no tie-in period after rate change. Sorted by increasing initial rate payable.
2 year remortgage
| Provider | Product | Rate on which initial payments are based | Calculation applied to Early Redemption Charge | Fees payable on application or completion (based on £150k if %) | Maximum LTV for remortgage, house purchase or first time buyer | Apply |
|---|---|---|---|---|---|---|
| Market Harborough Building Society | Flex 2yr BBR + 1.98% Tracker LTV 75% Direct | 2.48 | na | 845 | 75 | |
| Leeds Building Society | 2yr SVR + 0.20% LTV 95% | 5.89 | 3/2% | 199 | 95 | |
Table list products with an initial variable term less than or equal to 2 years suitable for remortgaging properties (not purchases), and with no tie-in period after rate change. Sorted by increasing initial rate payable.
5 year remortgage
| Provider | Product | Rate on which initial payments are based | Calculation applied to Early Redemption Charge | Fees payable on application or completion (based on £150k if %) | Maximum LTV for remortgage, house purchase or first time buyer | Apply |
|---|
Table list products with an initial variable term less than or equal to 5 years suitable for remortgaging properties (not purchases), and with no tie-in period after rate change. Sorted by increasing initial rate payable.
