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Best buys table

Provider	Product	Duration of Purch Rate(M)	Typical APR	Interest Free Period	Min Payment %	International Charges %
First Direct	Gold Visa Ex/C Only	12	16.9	56	3	2.75
Bank of Scotland	All in One Card MasterCard	10	15.9	59	1	2.95
Halifax	All in One Card MasterCard	10	15.9	59	1	2.95
Marks & Spencer Money	'&more' MasterCard	10	15.9	55	2.5	2.75
Bank of Scotland	Harley Davidson Platinum Mastercard	9	12.9	59	1	2.95
Halifax	Cancer Research UK MasterCard	9	16.9	59	1	2.95
Halifax	NSPCC MasterCard	9	16.9	59	1	2.95
HSBC	Premier Credit Card	9	11.9	56	2.5	2.75
Unison	Unioncard	9	14.9	59	1	2.95
AA	Online Credit Card	6	15.9	59	1	2.95

Defaqto.com/consumer and Sippsupermarket.com are operated by DefaqtoMedia Limited which is authorised and regulated by the Financial Services Authority (FSA Reference No. 435537) to conduct the regulated activity of introducing and arranging Investments, Mortgages and Insurance. DefaqtoMedia Limited is registered in England and Wales, company no 3058061. Registered office: Caledonia House, 223 Pentonville Road, London N1 9NG. Defaqto.com/corporate is operated by Defaqto Limited which is registered in England and Wales, company no 2870220 with registered office at Unit 12, Haddenham Business Park, Haddenham, HP17 8LJ.