Business bank account

Business bank accounts have long been a source of contention, with the main high street banks seen as having a stranglehold over the small business market.

Most banks offer either business bank accounts or have a commercial/corporate banking division and the majority of these accounts will offer a chequebook, cash card, overdraft facilities, direct debits, standing orders and interest on credit balances. But you need to ensure that you haggle with your bank to secure the best terms.