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Credit cards

Credit cards can be a great way of paying for purchases and borrowing money, but it's important to understand how they work.

All credit cards operate in the same way, but different cards have different rates, fees, terms and incentives. These incentives often take the form of an introductory 0% offer on purchases or balance transfers or a reward scheme such as airmiles or cashback.

Credit card guide

Our guide to credit cards explains how to make the most of the various credit card incentives and features available, helping you choose the card that best meets your needs whilst avoiding potential pitfalls.

Read our guide to credit cards >>

Premier credit cards

Premier credit cards are 'upmarket' credit cards that provide all of the facilities of normal credit cards in addition to some additional incentives for the discerning customer.

More information on premier credit cards >>