Current accounts

The vast majority of adults rely on a current account as their financial hub - where money is paid in and out of, and where credit cards, mortgages and saving accounts are linked.

There are a number of different types of current account available, ranging from basic bank accounts to packaged accounts and premier current accounts which come with a range of additional features.

Current account guide

Our guide to current accounts provides an overview of the different types of current account available, explaining the various features and incentives available to ensure that you're able to find a bank account to suit your needs.

Read our guide to current accounts >>

Packaged current accounts

Packaged accounts are also known as 'added value current accounts' and offer a range of additional benefits such travel insurance, mobile phone insurance and breakdown cover in return for a monthly fee.

Read our guide to packaged accounts and premier bank accounts >>

Premier bank accounts

Premier bank accounts typically claim to provide a more personalised service and come with a package of incentives, including a named member of staff whom you can contact for financial and tax advice. Most of these accounts require you to make a minimum monthly deposit.

Read our guide to packaged accounts and premier bank accounts >>

Student and graduate accounts

Student and graduate accounts are very similar to standard current accounts, with additional benefits aimed specifically at students and recent graduates such as interest-free overdrafts.

Read our guide to student and graduate accounts >>

Business bank accounts

Business bank accounts offer a range of features which can't be found in standard current accounts and are vital to many companies. Most high street banks offer business accounts, though the level of features and benefits offered varies widely.

Read our guide to business bank accounts >>

Spending abroad

Our guide to travel money outlines your options for holiday spending and shows you how to avoid any nasty financial shocks when spending abroad, including unnecessary fees and changes.

Read our guide to spending abroad >>