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Personal loans can be used for many different purposes ranging from purchasing a car to paying for a wedding.

You need to decide how much you want to borrow and over what period. Remember, that most lenders have tiered rates of interest so that the more you borrow, the lower the rate of interest of the loan.

Our guide to personal loans gives you all the facts you need to make an informed decision.

Guide to loans

Our guide to loans will help you to select the right type of loan for your circumstances and identifies the features to look out for when choosing which products to apply for.

Read our guide to loans >>

Credit scoring

Your credit score can affect whether you will recieve a vairety of different financial products, including loans, credit cards, mortgages or overdrafts on current accounts. It can also affect the APR you'll have to pay on a loan.

Read our guide to credit scoring >>