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There is a huge range of savings accounts to choose from, so before depositing your money, decide what you want the account to do for you.

Are you investing for the short or the long term? Do you want income or growth from your savings? Are you saving for yourself or someone else, such as a child?

Our savings guide will help you choose the right account for your savings needs.

Savings accounts

The purpose for which you are saving, for example, a house deposit, a holiday, rainy day money or retirement, as well as your tax position, and how long you wish to save for, will all affect which savings product you choose.

Read our guide to savings accounts >>


An individual savings account (ISA) is a tax-efficient way to save, with no tax liability when the proceeds are withdrawn. In addition your investment is free of capital gains tax and there is no liability for tax on any income taken from the fund.

Read our guide to ISAs >>

Junior ISAs

Junior ISAs are a result of the Government’s attempt to replace child trust funds, which were closed to new entrants in 2010. Like child trust funds, they aim to offer an incentive for parents to start investing for children.

Read our guide to Junior ISAs >>