Home insurance

Your home is often your largest asset so it's important that you think about protecting it with appropriate levels of insurance both for the building itself and the contents within it.

Buildings insurance

Buildings insurance is compulsory if you take out a mortgage.  generally it covers you for damage caused to the structure of your house and to fixtures and fittings. 

Contents insurance

Contents insurance is optional and covers the items within your home.  Some home insurance policies also offer cover for your possessions when they are outside of your home. 

For both types of insurance the features and benefits available within the policy can vary extensively and so it's important you think about the cover you need before making a purchase.