Working from home insurance

An increasing number of people now work from home. However, conventional home insurance may not be sufficient to cover the risks to your property. For example, you may have valuable business equipment such as computers, laptops and fax machines in your home which need to be insured under a working from home insurance policy.

You also need to consider the risk of an interruption to your business if your home is destroyed by fire or there is a major flood. Not only do you and your business face greater risks than the normal householder but the need to inform your insurer that you work from home could mean that your existing home insurance cover is invalidated.