Adverse mortgages are sometimes known as non conforming mortgages or sub prime mortgages. People with credit blemishes, such as county court judgments or arrears, are much more limited in their...
Mortgages
A mortgage is a loan secured against the value of your home and when applying for a mortgage, you can usually borrow up to three times your annual income or two and a half times your joint income although many lenders now use affordability.
- There are many different types of mortgage to choose from including fixed rate mortgages and bank base rate tracker mortgages.
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Buy to let mortgages are no longer as freely available as used to be the case. Fewer lenders are offering buy-to-let mortgages and the lending and affordability criteria they... |
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There are two types of equity release schemes: lifetime mortgage and home reversion and both types permit the user to remain in the property until he either goes into long term care or dies. ... |
A current account mortgage combines a mortgage with one, or more, of the following: a current account, a savings account, a credit card and an unsecured loan; all within one account. ... |
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Base rate tracker mortgages have an interest rate that is at a fixed margin above or below the bank base rate, for a specified term, and move up and down when the bank base rate changes... |
