New advice guide launched to help customers using cards abroad this summer

Latest statistics from The UK Cards Association show that overseas transactions on UK-issued cards amounted to just under 3% of all card transactions last year, with 303 million separate purchases and cash withdrawals. Britons abroad spent £17.7bn on credit and debit card purchases and withdrew £7.8bn out of cash machines. This was an 8% decrease on the 2008 total of £27.8bn.

The advice guide can be downloaded at www.theukcardsassociation.org.uk. It provides useful information regarding the types of charges you may incur when withdrawing cash at a cash machine or when making a card purchase overseas, and includes tips on what to do before, during and after your trip abroad to minimise the chances of being a victim of fraud.

If you are travelling overseas this year, either on holiday or on a business trip, the following key advice (taken from the new Guide) can help ensure that using your cards is a hassle-free experience:

• Only take cards with you that you intend to use; leave others in a secure place at home.
• Make sure you have your card company’s 24-hour contact telephone number.
• Make sure your card company has up-to-date contact details for you, including a mobile telephone number.
• If your cards are registered with a card protection agency, ensure you have their contact telephone number and your policy number with you.
• Don’t let your card out of your sight, especially when using it in restaurants and bars.
• Don’t give your PIN to anyone – even if they claim to be from the police or your card company.
• Shield your PIN with your free hand when typing it into a keypad in a shop or at a cash machine.