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Single trip travel insurance could be up to 147% cheaper than annual cover

Brian Brown, Head of Research

Our latest travel insurance report suggests that consumers only taking one holiday this year would be better off buying a single trip travel insurance policy than an annual policy.

Many people are having to rein in spending so it makes sense to buy a policy to cover what you actually need. If you’re only going to take one holiday in a year then a single trip travel insurance policy could work out up to 147%* cheaper than an annual policy.

Consumers who are uncertain of which policy could suit them best can use Defaqto’s Star Ratings as a guide with 1 or 2 Star Rated policies offering low levels of cover and 4 or 5 Star Rated policies offering the most comprehensive cover. More information is available via www.defaqto.com/stars

* The following table shows the average cost of single trip and annual travel insurance policies:

Travel insurance type Average cost of single trip travel insurance policy for 17 days cover Average cost of annual travel insurance policy Average additional cost of an annual policy
Europe - individual £18.65 £46.05 £27.40 (+147%)
Europe - family of 4 £40.14 £82.87 £42.73 (+106%)
USA - individual £40.89 £67.74 £26.85 (+66%)
USA - family of 4 £88.05 £119.66 £31.61 (+36%)