Financial products

Insurance The insurance industry has always used price in their advertising campaigns but in reality the cheapest quote may not be the best option. The bottom line is that you only truly find out how good your...	Mortgages A mortgage is a loan secured against the value of your home and when applying for a mortgage, you can usually borrow up to three times your annual income or two and a half times your joint income...
Credit cards Credit cards are effectively an extremely flexible form of revolving unsecured loans. Introductory 0% purchase and balance transfer offers are often available and it makes sense to choose a...	Loans Personal loans can be used for many different purposes ranging from purchasing a car to paying for a wedding. You need to decide how much you want to borrow and over what period. Remember, that most...
Current accounts The vast majority of adults rely on a current account as the main conduit for their financial transactions and are regarded by the banks as a key customer relationship building tool.There are...	Savings There is a huge range of savings accounts to choose from, so before depositing your money, decide what you want the account to do for you.Are you investing for the short or the long term? Do you want...
Investments Today’s investment world has never been more complex and ordinary investors need all the help they can get to choose the right investment vehicles for their needs and appropriate funds to place in...	Pensions Everyone needs an income in retirement and investing in a pension is just one way of achieving this.The worst thing you can do, however, is to ignore this big issue. Take a look at Defaqto's guide to...
Life and protection Studies among consumers consistently show that people are more likely to have insurance to protect their cars and possessions than their life and health. Yet the financial hardship associated with...