People with credit blemishes, such as county court judgments or arrears, are much more limited in their choice of mortgage particularly if the blemishes are recent. Lenders are far more wary of...
Mortgages
A mortgage is a loan secured against the value of your home and when applying for a mortgage, you can usually borrow three times your annual income or two and a half times your joint income.
There are many different types of mortgage to choose from including – interest only, offset, repayment and tracker mortgages – and so it is important that you select the one that is right for you.
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Despite the recent upheaval in the housing market renting a house or flat for income remains a popular source of investment for many people. There are many different types of buy-to-let mortgage,... |
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Equity release has come a long way since the home income plan scandal of the 1990s and is now considered by many retirees as an integral part of their retirement planning strategy. Today the... |
A current account mortgage combines a mortgage with one, or more, of the following: a current account, a savings account, a credit card and an unsecured loan; all within one account. An offset... |
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Tracker mortgages are charged at a fixed margin above or below base rate and move up and down when base rate moves. They are not to be confused with discounted mortgages, which are linked to a... |
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