Defaqto Star Ratings

It is important to base your financial decisions
on the quality of a product - not just how
much it costs. Star Ratings assess products 
based on the features and benefits they offer.

An introduction to Star Ratings

Whether you’re looking for insurance, a credit card or bank account, or another financial product, there is a huge range of options available – and they often differ greatly in terms of what they provide.

It is therefore important to focus on the quality of a product – not just how much it costs – when comparing the market. However, comparing products in this way can be difficult and time-consuming.

Through our Star Ratings, we do the hard work for you. Our in-depth Star Ratings process assesses and analyses the key features, benefits, and terms and conditions of every Star rated product or insurance policy.

Our in-house team analyses between 40 and 100 features or benefits per product or policy.

We independently rate products across more than 60 categories, giving each a 1 to 5 rating based on the quality and comprehensiveness of the features and benefits it offers - helping you see, at a glance, where a product sits in the market.

What’s more, we’re completely independent and unbiased and never knowingly exclude a product from our Ratings.

Star Ratings at a Glance

We rate every product from 1 to 5 Stars so that you can see where a product sits in the market in terms of the quality and comprehensiveness of the features and benefits it offers.

  • Five Star Rating

    5 Stars

    An excellent product with a comprehensive range of features and benefits

  • Four Star Rating

    4 Stars

    A product with a good level of features and benefits

  • Three Star Rating

    3 Stars 

    A standard product providing an average level of features and benefits

  • Two Star Rating

    2 Stars

    A product typically offering a below average range of features and benefits

  • One Star Rating

    1 Star

    A basic product, with a low level of features and benefits

more…