Ross Easton from Scottish Widows explored how adviser platforms are evolving in response to Consumer Duty, regulatory pressures, and changing business models.

The session looked at the shift from in-house to outsourced Centralised Investment Propositions (CIPs), the rising relevance of Model B structures, and the role platforms can play in improving operational efficiency.

Ross also shared how the Scottish Widows intermediary platform is helping firms stay compliant, deliver value to clients, and scale more effectively in today’s market.