Defaqto Star Ratings

It is important to base your financial decisions
on the quality of a product - not just how
much it costs. Star Ratings assess products 
based on the features and benefits they offer.

An introduction to Star Ratings

Whether you’re looking for insurance, a credit card or bank account, or indeed any product, there is a huge range of options available – and they often differ greatly in terms of what they provide.

It is therefore important to focus on the quality of a product – not just how much it costs – when comparing the market. However, comparing products in this way can be difficult and time consuming.

Through our Star Ratings, we do the hard work for you. Our in-depth Star Ratings process assesses and analyses the key features, benefits, and terms and conditions of every Star rated product or policy.

We independently rate products across more than 50 different categories, giving each a 1 to 5 rating based on the quality and comprehensiveness of the features and benefits it offers - helping you see, at a glance, where a product sits in the market.

What’s more, we’re completely independent and unbiased and never knowingly exclude a product from our ratings.

Star Ratings at a Glance

We rate every product from 1 to 5 Stars so that you can see where a product sits in the market in terms of the quality and comprehensiveness of the features and benefits it offers.

  • Five Star Rating

    5 Stars

    An excellent product with a comprehensive range of features and benefits

  • Four Star Rating

    4 Stars

    A product with a good level of features and benefits

  • Three Star Rating

    3 Stars 

    A standard product providing an average level of features and benefits

  • Two Star Rating

    2 Stars

    A product offering a limited range of features and benefits

  • One Star Rating

    1 Star

    A basic product, with a low level of features and benefits

more…